1. Always use a list when you shop, and stick to it. Almost any other food item you put in the buggy will be something that does NOT fit in to your weight loss plan.

2. Plan ahead. Decide what your meals are going to be, and what ingredients you will need. Include portion sizes in this planning. . Planning your meals will help you prepare your shopping list. Plan also for meals such as lunches you carry to work.

3. Take someone with you who you can trust to be on your side. By “on your side”, I mean, of course, someone who understands and supports your weight loss goals. While this person should be aware of what you are trying to accomplish, YOU must understand that they ARE trying to help you, and YOU must give them permission to express their honest thoughts about purchases you are making…especially if you are deviating from your list.

4. Always eat before shopping. It is a fact that shopping when hungry increases your tendency to put extra items in your shopping cart.

5. Learn to read the labels. Almost every food you buy has a label outlining nutritional content and levels. Knowledge of nutritional needs is important. Basic information is easy to obtain.

6. Buy foods you really like. Eating in a healthy manner does NOT have to be a boring or unrewarding experience. Types of meals enjoyed in Japan, for example, can be tasty and a different and inviting experience, but they can also be very good for you. Again, be aware of portion sizes. Just because it is “good for you” doesn’t mean you ought to go back for seconds or thirds.

 1. Pick up your packaged and canned foods first. Buy cans and jars that look perfect. Don’t buy canned goods that are dented, cracked or bulging. These are the warning signs that dangerous bacteria may be growing in the can.

 2. Look for any expiration dates on the labels and never buy outdated food. Likewise, check the “use by” or “sell by” date on dairy products such as cottage cheese, cream cheese, yogurt, and sour cream and pick the ones that will stay fresh longest in your refrigerator. 

3. Check eggs, too. Choose eggs that are refrigerated in the store. Before putting them in your cart, open the carton and make sure that the eggs are clean and none are cracked or broken. 

4. Raw meat, poultry, and seafood sometimes drip. The juices that drip may have germs. Keep these juices away from other foods. Put raw meat, poultry, and seafood into plastic bags before they go into the cart. Separate raw meat, poultry, and seafood from other foods in your grocery shopping cart and in your refrigerator.

5. Don’t buy frozen seafood if the packages are open, torn or crushed on the edges. Avoid packages that are above the frost line in the store’s freezer. If the package cover is transparent, look for signs of frost or ice crystals. This could mean that the fish has either been stored for a long time or thawed and re-frozen. 

6. Check for cleanliness at the meat or fish counter and the salad bar. For instance, cooked shrimp lying on the same bed of ice as raw fish could become contaminated.

7. When shopping for shellfish, buy from markets that get their supplies from state-approved sources; stay clear of vendors who sell shellfish from roadside stands or the back of a truck. And if you’re planning to harvest your own shellfish, heed posted warnings about the water’s safety. 

8. Pick up milk, frozen foods, and perishables (meat, poultry, fish) last. Always put these products in separate plastic bags so that drippings don’t contaminate other foods in your shopping cart. 

9. Drive immediately home from the grocery store. This will give cold or frozen food less time to warm up before you get home. If the destination is farther away than 30 minutes, bring a cooler with ice or commercial freezing gels from home and place perishables in it.

 10. Save hot chicken and other hot foods for last, too. This will give them less time to cool off before you get home.

Copyright (c) Terry Nicholls. All Rights Reserved.

  Terry Nicholls is the author of the eBook “Food Safety: Protecting Your Family From Food Poisoning”. For more tips like these, and to learn more about his book, visit his website at http://tinyurl.com/3fr2t 

yourguides@cogeco.ca

Written by: Terry Nicholls

1.How to Get the Best Clearance Price in Stores
In most retail stores, clearance is marked down at the beginning of the month. And for stores that use the tiered clearance system, where items fall in price as the month progresses, you will find that the best time to get the lowest price for a clearance item is toward the end of the month.

2.Yellow Tag, Red Tag Clearance Method – When the Best Price Isn’t Always the Final Clearance Price
Stores that use the yellow tag to red tag clearance method also use a tiered system to incrementally mark down items on clearance. Generally, items are placed on clearance at the beginning of the month and will be gradually marked down as the month progresses. Any remaining yellow-ticketed items are then red ticketed for final clearance at the beginning of the following month. Because this system is percentage based, when the yellow-ticketed price drops to its lowest percentage off (usually 50% off the yellow-ticketed clearance price) makes this the best item to buy. This way you can save as much as 80% off the regular price of an item. However, if you wait until the same item is red-ticketed for final clearance, you will pay a higher price and only receive about 50-60% off the regular price. This is a clearance strategy used by many major retailers.

3.Too Early/Too Late For a Great Sale – Not Anymore
Most retail stores have an unpublished policy that allows customers to receive the sale price for an item either a day before or a day after the begin and end dates of an advertised sale. You just have to ask to receive the sale price.

4.Price Adjustment – Too Late, Not Necessarily
Most retailers have a published policy allowing customers a specific timeframe to receive price adjustments and an unpublished policy that actually extends this timeframe anywhere from 7 to 14 days. Even if you are outside the official timeframe for a price change, make the request, as most stores will honor the adjustment based on the unpublished policy and because they won’t risk losing a customer.

5.Buy One, Get One Free and Buy One, Get One ½ Off Sales (BOGO) – Great for the Retailer, Bad for the Customer
The national retail store I work at part-time as Ad-Set Supervisor usually has a Buy One, Get One Free, and Buy One, Get One ½ Off Sale, also know as BOGOs, twice every sale cycle (12 weeks). It always amazes me how many people flock to the store for these sales because in the retail industry, these are known to be one of the worst sales for customers. How? By breaking the numbers down one can quickly see just what I mean. Let’s say you need a pair of jeans and find that there is a BOGO sale at your favorite store offering you ½ off the second purchase. If you paid $20.00 for the first pair and $10 for the second pair (since it was ½ off) your total purchase amount on two pairs of jeans is $30.00, with an overall savings of $10.00 or 25%. But more than likely, these same jeans usually go on sale for 30 to 40% off during one of the store’s regular sale events. That means if you had purchased these same jeans during a regular 30% off sale you would have paid $14.00 per pair or $28 for two pairs a savings of $12.00, or 30% off saving you an additional $2.00 than the BOGO Sale. At 40% off you would have paid $12.00 per pair or $24.00 for two pairs, or 40% off saving you an additional $6.00 than the BOGO Sale.

Buy One, Get One Free Sales are only good if you plan on purchasing two of the same items anyway. Otherwise, they force customers to purchase more than they had planned causing them to bring home two items they only wanted one of in the first place. A way around this dilemma is to shop with a friend or relative who intends to purchase the same type of item that you are going to purchase. Stores love these sales because it is a way of getting customers to spend more money, reduce store inventory quicker, and increase sales figures.

6.Shopping Day Savings Passes, Just Ask
Several national retail stores offer Shopping Day Savings Passes, coupons offering the customer anywhere from 10-20% off every purchase made throughout that day. These “savings passes” are available at customer service desks. All you need to do is ask. One large retailer that offers these passes is Macys.

7.Those People with the Scanners – They Know More Than You Think
Ever go into a store and see some of the associates with a scanner scanning items? Well, more than likely those are “Ad Setters” responsible for placing sale signs for upcoming sale events. Almost every store has an Ad Set Crew. Some stores have the Ad Set Crew set ads for upcoming sales after store closing. Most, however, have the Crew start setting ads a few hours prior to closing. Shop during these hours and seek these people out. Why? They are the most knowledgeable about what store sales are the best for customers and when these sales are going to occur since they know about upcoming sales weeks in advance. If you are wondering if an item you are interested in purchasing is cheaper during the current sale or cheaper during an upcoming sale, they can usually scan it and tell you. I have helped countless customers save this way and then proceeded to tell them about the day prior, day later rule covered in tip number three. Most regular sales associates don’t have this inside information about upcoming sales, nor do they have the ability to find out what upcoming sales prices are going to be on items – that’s why you need to speak to an Ad Setter.

8.Imperfections = Discounts, Even Packaging
Everyone probably knows about getting an additional discount on imperfect merchandise, but many don’t know that imperfect packaging gets the same discounts. The store I work at, like most stores, has a policy that allows at least an additional 10-20% discount on damaged items. Even if the only damage is to an item’s packaging, we gladly give this discount when someone asks. As a result, I have learned to purposefully seek out items that have damaged packaging and to always ask for this extra discount. To date, I have always received it. Being willing to purchase items with damaged packaging creates a win-win situation for both customers and the store: the store gets rid of slightly blemished items and customers save money.

9.Forgot Your Extra Savings Coupon – No Problem, Just Tell the Cashier
Many stores send out extra savings coupons to holders of their credit cards or loyal customers on their mailing list. Sometimes, however, customers get to the register only to realize that they forgot to bring their “Extra Savings Coupon” with them. If this happens to you, no problem, since most stores have a policy granting the discount to the customer anyway just by telling the cashier that you forgot your savings coupon.

10.The Clearance Merry-Go-Round
Most stores have what is called “back stock.” This usually refers to clearance items that have not sold during the previous season’s clearance sales. These items are placed in a designated area in the stockroom and then brought back out onto the sales floor during a store’s next seasonal clearance event. For example, January and February are two good months to find last season’s bathing suits on clearance in many stores. May and June are good times to find heavy coats and leather jackets at rock-bottom prices. I know our store does this routinely, and have found this to be true for several other major retailers as well.

I hope you are able to save tons of money as I have by using these ten tips. Prior to working in retail I would have considered myself a frugal and smart shopper but have since become even better and saved more. By learning the ins-and-outs of the retail world and by using these tips, I now pay less for brand-new brand-name clothing, shoes, accessories, and home goods than I had previously paid at thrift stores and I hope you do too. Happy Shopping and Saving!

About the Author

Jona is an instructional designer, web and graphic designer, and technical and business writer. When she isn’t working on client projects, she can be found updating her personal project, www.simpleandfrugal.com, a website dedicated to those seeking to simplify their lives. Jona has been practicing simple living/voluntary simplicity for over 10 years and is available for speaking engagements. Contact her at simplefrugal@fuse.net.

Written by: Jona E. Kessans (Simple & Frugal)

But now, many store aisles are becoming virtual, a shopping cart is something you fill with images of a product and a checkout is something that you click on to confirm your order. Things have changed a lot in the past years and I wonder how many of us couldn’t even imagine what life would be like without the convenience of shopping on the internet. There are several tips for online Christmas shopping, which can make the experience a smooth and pleasant one.

Online Christmas Shopping Tip #1: Be prepared

It’s a good idea to start your shopping with a complete list. This will save you both time and money with having to go back and place a separate order later on. With most online stores, you pay a flat shipping fee. In some cases, if you spend a certain amount of money on your order, the shipping and handling fee is waived. It’s always best to get everything you want, all at once, to save on shipping. Before you commit to buying from one store, shop around and compare prices on both the product and shipping.

Online Christmas Shopping Tip #2: The early bird gets the gift

If you want to get the best selection, begin your holiday shopping early. Internet stores generally carry large quantities of every item, but even they can sell out. As Christmas draws near, it becomes more difficult to find the exact item that you’re looking for. There’s nothing like finding the perfect item and seeing the words, ‘Sold Out’ written under the price.

Online Christmas Shopping Tip #3: Shop Safe

When ordering anything online, check product reviews if available. Always shop secured websites because you will be entering your credit card, or banking information, for payment. You don’t want your financial information accessed by anyone else, which is why all secured websites let you know how they protect your data.

Online Christmas Shopping Tip #4: Wrap it up

If you’re like most, there’s not a lot of extra time around the holidays. If you need to save some time on wrapping, most online stores offer a gift wrapping service for a small fee. At some point during the ordering process, you may be asked if you would like to add gift wrap or a name tag. It’s as easy as the click of a button, which is much easier than trying to tie the perfect bow.

Online Christmas Shopping Tip #5: Check Delivery Dates

When placing your order, check to make sure that the item is in stock or will be delivered in time for Christmas. Many times, especially near the holidays, items will go on a backorder status. It’s not uncommon for an advanced order item to have a delivery date of January, so be sure to check the status of the items in your shopping cart, along with their expected delivery dates. Not only that, but it’s also a good idea to check on the company’s shipping policy and delivery time for in-stock items.

Online Christmas Shopping Tip #6: Christmas Cards?

With all the stuff going on in December it’s easy to forget to send out Christmas cards to family and friends. But if you forget to send traditional Christmas cards in time all is not lost. In fact, there are some great sites and services online that will send your christmas cards out for you (saving you precious time). You can find services that are both free and paid, and services that send both digital and tradition paper Christmas cards.
About the Author

For some great Christmas card related resources check out http://cards.christmashub.com

Written by: Rosie Fletcher

But that’s not entirely true for everyone. You can expect online shopping to be bigger than ever. Why? Let me outline a few reasons why online retail sites like Amazon, to small home-based operations will be raking in the cash in the weeks ahead.

1. Very few are going to blow off the holidays, even if funds are low. And most people will buy cheaper gifts rather than cross some loved ones off their shopping list. When people don’t have a lot of disposable cash, they look for low prices. Suddenly bargain hunting becomes the order of the day.

Expect masses of North Americans to flock to online retail sites in ever greater numbers. The super-low overhead of online retail allows sites to offer wide selection at the lowest prices on Earth. After a decade of Internet shopping, millions of people are now fully aware of this truth. Expect a very large percentage of them to purchase some or all of their gifts online.

2. Gas is still high and may go even higher in the weeks ahead. This means wading through clogged streets filled with holiday shoppers is something most of our pocket books just don’t want to go through. High gas prices also mean paying for online purchases to be shipped to you is no longer an imposition. Many will be thinking “The 3 bucks for shipping is a lot less than the $20 I’ll spend driving all over town to the malls.”

3. People are working harder than ever. The demands of one, two, even three jobs while taking care of family is leaving millions of Americans will zero free time. This means they need to sandwich holiday shopping into their lunch break or even during a slow period at work. Yes, expect these folks to also do their shopping online in unprecedented numbers.

The bottom line is clear: if you’re a consumer, give yourself a needed break and do your holiday gift buying online. If you’re an online retailer, get ready for a holiday buying season you may not soon forget.

About the author:

Sharon Isaac is owner of an online consumer electronics store at http://www.mystore.vstoremarket.com. Get everything from computers to video games to books at incredibly low prices… and have them all shipped in time for the holidays. Reach Sharon at islacy4@aol.com

Written by: Sharon Isaac